Teaching can be hectic and finding the time to deal with your personal affairs often takes a back seat. We have experience helping teachers and their families take control of their finances, helping them make the most of what is available. With the recent pension changes there has never been a more important time to review your position and take action where necessary.

Typical areas we can assist are:

• Retirement planning to project your future pension
• Discuss and implement ways to increase your retirement benefits
• Discuss ways to ensure your family is protected in the event of premature death
• Consider the impact of ill-health could have on your circumstances
• Review how savings can be maximised and kept as tax efficient as possible
• Help find the most cost effective mortgage options

Because we have expert knowledge of the employment benefits you have, we can ensure that our advice compliments and harmonises with areas such as Teachers Pension Scheme and the Teachers Pay and Conditions as set out in the “Burgundy Book”

Contact us to arrange a consultation at a time convenient to you.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.