As busy education professionals, finding the time to manage your personal finances is daunting. The key questions confronting members of the SLT include:

• How will pension changes affect you?
• How to get the most out of your salary increases in respect of your pension
• What options are available to enhance your retirement income?
• Are your personal finances set up in the most tax efficient way?
• Would “stepping down” from responsibilities affect your pension?
• When do you wish to retire? Do you want to retire early or reduce your working hours in the future?
• Do you wish to work beyond retirement?

We have the specialist expertise to help you plan to achieve the lifestyle you require now, and throughout your retirement years.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.