Your tax position is now as important as ever, following the Government’s recent reductions to the caps on the levels of pension benefits that can be accrued in each tax year and over your lifetime. In addition, there is a reduction to the Personal Allowance for earners over £100,000 per annum.

There are still many tax allowances available to you, including ISA and Capital Gains Tax, and with careful planning we can help you maximise your retirement income.

Many senior leaders move on to work in a consultancy role and this provides additional pension opportunities.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise.  You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.